data =  [
    {
     "question" : "1. In general, shares have a higher degree of risk over the short term when ",
      "feedback" : "Volatility is a risk associated with share investments. Volatility reflects the fact that the value of shares can move both up and down very rapidly. A share's recent performance can provide a useful guide as to how volatile its future behaviour may be.",
      "correctAnswer" : "4",
      "answers": [{
         "optionId" : 1,
         "optionText" : "The share value has fallen steadily"
        },
        {
          "optionId" : 2,
         "optionText" : "The share value has increased steadily"
        },
        {
          "optionId" : 3,
         "optionText" : "The share value displays low levels of volatility"
        },
        {
          "optionId" : 4,
         "optionText" : "The share value has risen sharply"
        }]
    },
    {
     "question" : "2. Scott has 1,000 shares in Joe's Barbeques Ltd an outdoor furniture and BBQ retailer. Joe's BBQ Ltd announced a fully franked dividend of $1 per share. Scott's personal income is taxed at the highest rate. Therefore on his dividend of $1,000",
      "feedback" : "Because Scott's marginal tax rate is higher that the company rate, he is required to pay tax on the difference. Had his marginal rate been lower that the company rate, not only would he have no tax to pay on the dividends, he would have additional credits that he could have used to offset tax payable on other income.",
      "correctAnswer" : "3",
      "answers": [{
         "optionId" : 1,
         "optionText" : "He will get a refund from the ATO equivalent to the tax Joe's BBQ Ltd  paid on profits out of which his dividend was declared."
        },
        {
          "optionId" : 2,
         "optionText" : "He will not be able to claim the full amount of tax Joe's BBQ Ltd paid on profits out of which his dividend was declared against his own tax bill"
        },
        {
          "optionId" : 3,
         "optionText" : "He will have to pay the difference between the company tax rate and his marginal tax rate"
        },
        {
          "optionId" : 4,
         "optionText" : "He will not be required to pay any tax on the fully franked dividend"
        }]
    },
    {
     "question" : "3. The value of company dividends",
      "feedback" : "The value of dividends varies over time. The company issuing the dividend will determine the level of the dividend. Their decision on the amount can be influenced by the company's expansion plans, the need to retain funds to purchase new assets and past profit levels.",
      "correctAnswer" : "4",
      "answers": [{
         "optionId" : 1,
         "optionText" : "Are determined by ASX"
        },
        {
          "optionId" : 2,
         "optionText" : "Remain constant over time"
        },
        {
          "optionId" : 3,
         "optionText" : "Are determined by shareholders"
        },
        {
          "optionId" : 4,
         "optionText" : "Vary over time"
        }]
    },
    {
     "question" : "4. If you have an overseas shareholding and you wish to convert a profit from the foreign currency of the shareholding back to Australian dollars, any increase in the value of the Australian dollar will mean: ",
      "feedback" : "Investing in overseas shares exposes you to currency risk. If the currency that your overseas holding is denominated in falls in value against the Australian dollar, then you may suffer a loss when you convert your overseas funds back into Australian dollars.",
      "correctAnswer" : "4",
      "answers": [{
         "optionId" : 1,
         "optionText" : "An increase in the value of funds that you convert back to Australian dollars"
        },
        {
          "optionId" : 2,
         "optionText" : "No change in the value of funds that you convert back to Australian dollars"
        },
        {
          "optionId" : 3,
         "optionText" : "Nothing, Australian residents are not permitted to hold both Australian shares and overseas shares during any concurrent 6 month period"
        },
        {
          "optionId" : 4,
         "optionText" : "A decrease in the value of funds that you convert back to Australian dollars"
        }]
    },
    {
     "question" : "5. In the event of a listed company being wound-up and funds are being returned to creditors and shareholders",
      "feedback" : "In the event that a listed company goes out of business, its shares will no longer be tradable on the sharemarket. In the event of asset liquidation, shareholders are last in the list of other creditors (creditors may include banks, other lenders, suppliers) to receive any funds that may be realised. As a result shareholders may receive only a fraction of their original investment amount or the complete loss of the value of the shareholding.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "Shareholders rank first in the list of parties funds are paid out to"
        },
        {
          "optionId" : 2,
         "optionText" : "Shareholders rank last in the list of parties funds are paid out to"
        },
        {
          "optionId" : 3,
         "optionText" : "Shareholdings are capital guaranteed so the float price is repaid"
        },
        {
          "optionId" : 4,
         "optionText" : "Shareholdings are capital guaranteed so the market price the investor paid is returned"
        }]
    },
    {
     "question" : "6. Dividend re-investment plans, as a means of purchasing additional shares in a company, attract brokerage.",
      "feedback" : "One of the benefits of re-investing dividends in the form of receiving additional shares issued by the company is that this transaction does not incur brokerage.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    }
  ];