data = [
    {
     "question" : "1. The advantage of investing in shares versus putting money in a term deposit is that:",
      "feedback" : "All investments carry some degree of risk, while not all companies guarantee to pay dividends and tax is certainly payable on capital gains, shares can provide both capital growth and income via dividends. Hence shares can offset inflation as they may increase in price thereby maintaining their value.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "There is no risk in investing in shares"
        },
        {
          "optionId" : 2,
         "optionText" : "Shares can provide both capital growth and income"
        },
         {
          "optionId" : 3,
         "optionText" : "All shares provide regular dividend income"
        },
        {
          "optionId" : 4,
         "optionText" : "The capital growth gained from share investments is tax-free"
        }]
    },
    {
     "question" : "2. Despite the variation in individual share values over time, the value of the whole market generally trends upwards.",
      "feedback" : "The price of shares in any company can vary quite dramatically over a short period of time. Sometimes, the variation in prices is maintained over a long period of time. Historically the overall performance of the market has been upward.",
      "correctAnswer" : "1",
      "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    },
    {
     "question" : "3. Because the sharemarket may outperform other asset classes it is always best to place all of your money in shares.",
      "feedback" : "Although the sharemarket does regularly outperform other asset classes, there are also times when it does not - which is why any good financial adviser will suggest diversification across all asset classes. The percentage of your total investment placed in shares, including what level of risk you take in the choice of shares, will depend on your financial goals.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    },
    {
     "question" : "4. The risk/return equation refers to the phenomenon where",
      "feedback" : "A reasonably 'safe' investment such as savings in a bank account involves little risk and is compensated accordingly with low interest. High risk investments generally offer the opportunity for higher returns. So, the return from most investments is usually related to the risk involved.",
      "correctAnswer" : "3",
      "answers": [{
         "optionId" : 1,
         "optionText" : "Increased risk tends to correspond with decreased returns"
        },
        {
          "optionId" : 2,
         "optionText" : "Return is not dependant on risk"
        },
        {
         "optionId" : 3,
         "optionText" : "Increased risk tends to correspond with increased returns"
        },
        {
          "optionId" : 4,
         "optionText" : "Risk always approximates return"
        }]
    },{
     "question" : "5. Generally the shorter the timeframe of investment, the lower the risk.",
      "feedback" : "Capital security and risk vary over time. Any form of investment over any time frame has an element of risk. In general, however, those investments that have the highest risk over the short-term have the greatest potential to provide a high return.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    },{
     "question" : "6. An investment time frame of one year is considered to be",
      "feedback" : "Up to one year is considered short-term. Long term investments are those that last for more than five years. Both short and long term investments can be either growth or income oriented.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "Long term"
        },
        {
          "optionId" : 2,
         "optionText" : "Short term"
        },
        {
         "optionId" : 3,
         "optionText" : "Growth oriented"
        },
        {
          "optionId" : 4,
         "optionText" : "Income oriented"
        }]
    },
    {
     "question" : "7. Diversification is usually dependant on the amount of available funds you have to invest.",
      "feedback" : "The amount of funds you have available for investment will determine how you allocate the funds, and thus how you diversify your portfolio. Before you can invest in a particular investment class, you should find out what the minimum amount you can invest is (even term deposits have minimum deposit amounts). The difference in the ability to diversify between an individual with $1,000 to invest and an individual with $100,000 to invest is going to be substantial. Generally you need a minimum of $500 to begin investing in shares, though many brokers may suggest an investment amount of $2,000 is required to help minimise the impact of transaction costs.",
      "correctAnswer" : "1",
       "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    },{
     "question" : "8. Diversity in investment refers to spreading investment across shares from a variety of different companies.",
      "feedback" : "Diversity in investment refers to spreading investments across classes of assets, such as shares, property and cash. Spreading investments across shares from different companies is simply diversifying within an asset class. While this is recommended, investors should also aim to spread their funds across other asset classes.",
      "correctAnswer" : "2",
      "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }]
    },
    {
     "question" : "9. Blue chip shares are those that are the most expensive.",
      "feedback" : "Blue chip shares have the greatest worth, but this may not necessarily equate to the highest price. Blue chip shares are those of a company that has a strong financial structure and sound management.",
      "correctAnswer" : "2",
       "answers": [{
         "optionId" : 1,
         "optionText" : "TRUE"
        },
        {
          "optionId" : 2,
         "optionText" : "FALSE"
        }
        ]
    },{
     "question" : "10. The benefit of having a strategy to support your investing is:",
      "feedback" : "A strategy is simply a set of rules or guidelines that are adopted consistently over time. Having a strategy does not prevent you from having losses though. By documenting your approach to investing you can help remove the emotional element to making a decision by ensuring that you have developed a solid argument to support your investment decision. Another advantage of having documented your approach to decision making means that your have a record of how you achieved your successful results to help you repeat them.",
      "correctAnswer" : "4",
     "answers": [{
         "optionId" : 1,
         "optionText" : "The removal of subjectivity"
        },
        {
          "optionId" : 2,
         "optionText" : "Consistency in your investment decisions"
        },
        {
          "optionId" : 3,
         "optionText" : "The ability to repeat your successes and avoid repeating your mistakes"
        },
        {
          "optionId" : 4,
          "optionText" : "All of the above"
        }]
    }
    
  ];